Be that Good and Faithful Servant

Become a better shepherd and a better steward with our financial procedures audit.

“…managing a church can be hard…”

You’ve delegated money-handling to your team. But did they think of everything? Are procedures being followed? What might you be missing? Without realizing it, have you placed temptation in front of a brother?

Up to a third of churches will experience fraud2 That means that up to a THIRD of pastors set up someone in their flock to fall.

We can help you avoid that risk.

Next Step

I understand your battle, and give you tools to protect your people.

As a Certified Fraud Examiner I’ve seen the aftermath of church fraud, and it is heartbreaking. I want to spare you the pain – and I have what it takes to help you protect your people and your church.

What’s In It For You?

  • Reduced temptation for your staff;
  • Protected reputations (yours, your staff, and the church);
  • Donations that don’t wander (the median nonprofit fraud case loss in 2018 was $75,000);
  • Insurance against an ugly church split;
  • Confidence among the members (if they know you’re straight with their money, they’ll hear what you have to say); and
  • Respect in the community for your church – and for the gospel.
Next Step
It’s easy!

The process is simple.

We get acquainted.

Your finance person answers easy questions online.

And when you’re all done

Each board member gets a copy of the report.


  • Is this the same as a CPA audit? No – it’s better! A CPA audit is for investors, and it’s primarily the CPA’s judgement that the company’s financial reports are accurate. But that’s not what most churches need: they REALLY need trained eyes to look at their financial procedures.
  • What does it cost? Lots less than embezzlement! And lots less than a CPA audit, too (they’re rarely under $10,000). We charge $699.
  • Will you catch fraud if it is going on here? Hard to say – our goal is to prevent it. We will certainly report it to the Board if we do! But adopting our recommendations will make it a great deal harder for someone to steal from you.
  • What is the risk if we DON’T hire you? Well, it’s like playing Russian Roulette. You may be OK – but the odds against you are 10-25%. And the cost of being wrong can be in the hundreds of thousands of dollars and can kill your church.
  • Back that up? One study3 asked, “Has your church had fraud, theft, or embezzlement in the last five years?” Of the thousand pastors they asked, 13.3% said yes. Those were the ones who 1) knew about it; and 2) were brave enough to own up to it on the phone. What was the real number? Had to have been well over 13.3%. The median loss for nonprofits (2018 data) was $75,0004.
  • How long does the process take? The church’s main finance person can start answering questions today. But the whole process takes about two or three weeks from Board approval and completed questions to books in the Board’s hands.
Next Step

Let’s chat about how we can help…

Want something to chew on?

Download our Deceitfulness of Early Success paper for free.

(explores a few things that church leaders often don’t consider.)

Comments from Others

What others say:

“Tim was an excellent choice to walk through the painful audit process with our church. It is always challenging to do self examination and to enforce careful evaluation of best practices. it is not that you are trying to hide anything, sometimes it is just hard to stop being busy long enough to be thoughtful. Tim held our hand at every step, encouraged us when we faltered, and got us over the finish line. His care has not ended with the official conclusion of the audit, he has continued to be involved and help us be mindful of our safety and security. I recommend him as your first choice to walk through your processes and procedures, to weed out bad practices and instill good ones. The investment is well worth the peace of mind.”

Warren Trice
Deacon, Redeemer Church, Blacksburg VA

“…Tim Stephenson is a wonderful resource in [church auditing]. He is clearly passionate about learning and sharing his knowledge to help protect the financial resources of churches. His audit is thorough and he is available to help with patience and humor. His depth of knowledge and understanding in these matters is unbelievable and I’m so grateful that God led our paths to cross.

Bryan Caldwell
Bookkeeper and Business consultant

“It’s crazy to me how many different ways someone can be tempted to steal from the church. Some of it is obvious, like stealing from the collection. But other schemes can be more subtle. Tim Stephenson has thought through all sorts of horrible scenarios, in hopes of helping protect churches from fraud.”

Bob Swetz

As a former external auditor, I am impressed with the quality of work you have done. The questions are clear and concise… I believe this has great value now and well into the future …superb work.

Doreen Abbott
owner, Small business accounting and business solutions of OK

“In the decades I have known Tim and Rini Stephenson and worked with him on church, business and family projects, he has always acted with the highest integrity and selflessness. His understanding of risk and accountability is born of his insatiable desire to master whatever he puts his hand to. And, he is always kind, even when he has to say hard things.

Tim and Rini Stephenson will earn your trust and care for your needs better than they do for themselves.”
Susan Peters
Bulgarian Reformation Ministries

Blog: Church Fraud Cases

Churches really are at risk, and a quick Google search brings up thousands of cases. Here are a few, with comments on how to protect your church.

Bought a shovel so I could bury Mom

“You used the church credit card for personal expenses?” “Yeah – I needed to buy a shovel so I could bury my mother in the yard…” The Case Maria Lutz[…]

Read more
October 4, 2019 0

The ‘Do-Everything’ Financial Person

A Lutheran church in Nebraska was thrilled to have an accountant volunteer to be the church financial secretary and keep their books. Two years – and $109,000 later – they[…]

Read more
October 2, 2019 0

Hey, Mr. Postman…

Ever wonder what’s in someone else’s mailbox? The Case If you mail a check to the church, it really ought to get there. The Post Office did their job, but[…]

Read more
September 20, 2019 0

Curious? Fraud or Church Audit Question?

Drop us a note!

Your Name *

Your Email *

Interests Best PracticesCase ReportsFree Consultation
Role Pastor/Deacon/ElderOther church staff (volunteer or paid)Member/Attender/Other
Your Message

References: 1. 1 in 109 car accident death estimate: 2. 9% church fraud estimate: 30% church fraud estimate: 3. 13.4% church fraud study: (read the “why we believe this number is low” sections) 4. Median non-profit fraud case loss of $100,000: Interested in case studies? Check out the More Info page.